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Commercial Real Estate & Business Financing
Creative Financing Solutions for Complex Transactions
Grace Financial Capital helps business owners, real estate investors and developers secure financing for commercial real estate, business acquisitions, construction and development projects.
Experience. Relationships. Creative Structuring.
Grace Financial Capital, Inc. has been helping business owners, real estate investors and developers obtain financing since 1988.
We specialize in commercial real estate, SBA financing, hospitality, healthcare, construction and development projects, C-PACE financing, and other complex transactions.
Our strength is understanding the entire transaction and developing a financing strategy that works for both the borrower and the lender. Through our relationships with banks, SBA lenders, C-PACE providers and other capital sources, we help clients structure financing solutions tailored to their individual needs.
We are committed to professional service, careful financial analysis and creative deal structuring from the initial review through closing.
Our Origin
Founded in 1988 by Shanlin Cheng, CEO, Grace Financial Capital, Inc. has built a strong reputation for integrity, reliability and personalized service.
For more than three decades, Grace has helped business owners, real estate investors and developers navigate complex financing needs across a wide range of industries.
Our growth has been driven by long-term client relationships, strong lender connections and a commitment to understanding each transaction before recommending a financing strategy.
Innovative Solutions
Every financing transaction is different. Our team develops customized financing strategies based on each client’s business objectives, property, cash flow, equity and long-term goals.
With extensive experience in real estate development, business expansion, hospitality, healthcare, multifamily, mixed-use and commercial construction, Grace Financial Capital helps clients evaluate conventional and alternative financing options.
When a traditional financing structure is not enough, we work to identify creative solutions and appropriate capital sources while providing hands-on guidance throughout the financing process.
Who We Serve
Grace Financial Capital works with business owners, real estate investors and developers seeking experienced guidance and flexible financing solutions.
Our clients include hotel and restaurant owners, healthcare operators, commercial property owners, multifamily and mixed-use developers, business acquisition buyers, and sponsors of new construction and renovation projects.
Whether you are acquiring a property, expanding a business, refinancing an existing loan or developing a new project, we help evaluate financing options and structure a strategy designed around your transaction.
Contact us to discuss your financing needs and request a confidential financing review.
Get in Touch
What Our Clients Say
“Very hard-working and creative finance company.” Mark Montgomery – Prudential Bank
“They have the knowledge and expertise to accomplish what others cannot!” Harry Wedwaldt – Provenio Insurance
“Take a great care for business owners and business lending needs!” Jeanette Nguyen – Bank of America
“Hard worker with great connections to help you finance your property.” Joel Flachs – JL Management and Affiliates
“Shehas experience in the Mortgage Business!!!” Sandy Wong – Chinatown Brokerage House Inc.
“She and her staff work hard to get deals done.” Mark Montgomery – Liberty Bell Bank
“Shanlin and Grace Financial are excellent to work with. They have extensive knowledge in commercial real estate and can get your project financing.” Tony Leta – Harvest Small Business Finance
“Shanlin has great product knowledge and deal structuring expertise, which is critical before your commercial loan goes to underwriting. She closes loans when everyone else says no. If you have been declined or need capital call her ASAP, you will be glad you did.” Jay Austin – Quality Care Services LLC